Collision Repair Costs

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I got my PHEV back from the body shop on Fri. afternoon. I had taken it in on Apr 1 to have the damage from the grocery cart repaired, as well as a separate claim for rear end damage, thanks to an inattentive driver who hit me while I was stopped at a red light.


The front fender, door panel, and trim repair claim totaled just under $2800 CDN. The rear end damage was an additional $3600 CDN.


While the PHEV was in the shop, my insurance also paid for a replacement vehicle, a near new Nissan Rogue, which cost me about 30%more to operate for the 2 weeks than my car would have for the same mileage. Three days before returning that car, I was again rear ended, this time by a motorcyclist who failed to notice high speed traffic rapidly slowing. He grabbed too much front brake, laid the bike on it's side, and slid several hundred yards along the shoulder of the road, while the bike continued on at 100kmh till it stuck under the rear bumper of the Rogue, which was still moving at about 50kmh. I dragged it onto the shoulder of the highway, where it dislodged from the car and came to rest in a mangled mess. I expected to find the rider equally mangled, but was amazed to find him already on his feet, helmet in hand, approaching the remains of his ride. His only apparent injury was a skinned elbow, where the pavement had torn through his leather jacket, shirt, and undershirt, to remove a 2" long strip of skin. He's a very lucky man. The body shop courtesy car is covered by their insurance, so I'm not involved in that claim, thank goodness.
 
It's most likely the labour that's most of the cost. Some lowlife decided to kick the front wing of our Zoe - being plastic, it cracked about 30cm (1 foot). A replacement panel is £130, but removing the old, then painting and refitting the new panel was going to be ~£400. I tried to find one from a car breaker without joy. Now I'm getting a repair on it from a mobile repair specialist for ~£200
 
jaapv said:
Traffic in Canada must be like taking your life in your hands... :shock:

He's the Greater Vancouver Met. area. They drive like crazy people out there :) Unlike we sane folk in the interior who only have wild animals to deal with!

As to motorcycles ... there is a reason doctors refer to them as donor-cycles :)
 
ThudnBlundr said:
It's most likely the labour that's most of the cost. Some lowlife decided to kick the front wing of our Zoe - being plastic, it cracked about 30cm (1 foot). A replacement panel is £130, but removing the old, then painting and refitting the new panel was going to be ~£400. I tried to find one from a car breaker without joy. Now I'm getting a repair on it from a mobile repair specialist for ~£200

Here in British Columbia there is a hard limit on per hour costs. It think it is around $70/hr which is much lower than I would have thought. If you have a relatively new car insurance insists on new parts and I think that probably drives up costs.
 
@ jaapv

Yes, traffic here can be crazy at times. Due to long distances travelled, speed limits seem to be viewed as low side suggestions, and stop signs appear to mean "slow down a little bit". As mellobob mentioned, outside of urban areas, wildlife becomes a major hazard, especially at night, when the large ones tend to be on the move. Hitting a deer, elk, moose, bear, or bison will total a car of light truck, and can often be fatal to the driver, as well as to the animal.

My recent series of mishaps is not typical, in my experience, just a hopefully short string of bad luck. I drive at least 50,000km every year, and it's been 20 years since I last had a vehicle seriously damaged.
 
mellobob said:
As to motorcycles ... there is a reason doctors refer to them as donor-cycles :)

Never a biker myself but spent a lot of time in their company in my youth. If I remember correctly, the getting off your bike by laying it down and pushing your self away from it to slide in your leathers is the recommended survival technique - watch bike racer crashes! Worse thing to do is to stay holding on and not wearing leathers.

But yes, he was lucky - most of my biker friends had some form of limp! :(
 
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