Mitsubishi Outlander PHEV Forum

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 Post subject: Re: Help with pcp
PostPosted: Mon Feb 04, 2019 4:24 pm 
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Joined: Fri May 20, 2016 4:09 pm
Posts: 192
PCP
cost of car - £10000 deposit = say 29000
300 x 42 months= = 12600
left 164000 This is your balloon payment at the end of 42 months. Return the car and walk away or buy at 16400. But my advise sell the car to dealer .3 yr old car you will get more about 19000. They pay you a cheque of 2600 and they settle the rest. Mileage restrictions apply
Lease : Monthly 800
Deposit 800x3(3 months) then pay 800 for 3yrs. Return the car and walk away. All maintenance by dealer. Mileage restrictions apply.
Hire purchase.
car is 39500
deposit 10000
remains 295000
add interest 4400
comes back 33900 divide this by 48 months = 706 per months car is yours in the end no mileage restriction
all is rough hope you get the point


Last edited by Kesto on Mon Feb 04, 2019 4:48 pm, edited 1 time in total.

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 Post subject: Re: Help with pcp
PostPosted: Mon Feb 04, 2019 4:25 pm 
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Joined: Fri May 20, 2016 4:09 pm
Posts: 192
olga I have sent my comments hope you have received.


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 Post subject: Re: Help with pcp
PostPosted: Tue Feb 05, 2019 9:54 am 
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Joined: Wed Sep 03, 2014 4:27 am
Posts: 128
I would be surprised if the mpg for the RAV4 was better than the PHEV on a 60 mile round trip. I do a 200 mile trip with a charge up at each end and get a reported mpg of 70. Most of my trips are short and I rarely visit a petrol station. Remember that the "self charging" RAV4 uses petrol all the time.

This is quite a useful tool for comparisons.... https://www.nextgreencar.com/tools/comparison/


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 Post subject: Re: Help with pcp
PostPosted: Tue Feb 05, 2019 1:39 pm 
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Joined: Fri May 20, 2016 4:09 pm
Posts: 192
Olga APR is by mitsubishi not dealer.(for new car) . And there are rules above 10000 loan it could be 6.9. Below 10000 it will be higher 7.9. aa far as I remember .Some cars APR is different like BMW.
Toyota Hybrid in town may give 45 mpg But at normal speeds will drop to 35mpg. I have had lexus 4x4 never went over 35mpg on motorway. So no chance better than the MY19 model.
Regarding finance do your maths.
Best of luck


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 Post subject: Re: Help with pcp
PostPosted: Tue Feb 05, 2019 1:40 pm 
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Joined: Fri May 20, 2016 4:09 pm
Posts: 192
5.9 for new car


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 Post subject: Re: Help with pcp
PostPosted: Fri Feb 08, 2019 10:48 pm 
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Joined: Wed Sep 09, 2015 5:05 pm
Posts: 454
Location: Australia
It's hilarious how much Toyota are trying to pretend that plugging the car in is such a big deal.
(As if filling the car with petrol every week is less hassle)

They're doing this, of course, because the Mitsubishi PHEV has hammered the sales of their hybrids.

So they're rubbishing plug-ins while desperately trying to get plug-in models of their own onto the market.

If only they'd listened to all the Prius owners begging for plug-in capability.

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 Post subject: Re: Help with pcp
PostPosted: Sat Feb 09, 2019 2:04 am 
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Posts: 192
my friend has lexus 4×4 the new hybrid advertised as " self charging"??? . do they think public is that dumb? Anyway he is very disappointed 35 mpg


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 Post subject: Re: Help with pcp
PostPosted: Sat Feb 09, 2019 6:28 am 
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Joined: Mon Mar 12, 2018 2:18 am
Posts: 386
Location: Yorkshire end of M1, UK
Olga007 wrote:
Can i negotiate the APR?

Anything is negotiable when buying a car. Even if they say the APR is fixed, you can negotiate around the total cost and monthly payments, which will effectively reduce your APR

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 Post subject: Re: Help with pcp
PostPosted: Sat Feb 09, 2019 8:12 am 
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Joined: Wed Sep 03, 2014 4:27 am
Posts: 128
Don't forget that you have a choice when obtaining vehicle finance (see https://www.moneysavingexpert.com/car-f ... -purchase/). If you are not happy with the offer then you can get alternate quotes from other providers. Competition is usually the way to get the best deal.


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 Post subject: Re: Help with pcp
PostPosted: Mon Feb 11, 2019 6:47 am 
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Joined: Wed Sep 03, 2014 4:27 am
Posts: 128
My pleasure. Do let us know how you get on as it may help others. Remember: knowledge is power! :)


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